Five Degrees is a financial technology provider delivering next generation banking software to retail and private banks. 

Matrix, our proven core BPM banking solution, offers a future facing fully automated banking services platform supporting any segment, product or channel through a rich mid office environment, connected to any (legacy) back-office, or the available Matrix back office. Matrix operates in a fully automated model with an unparalleled level of self service at every touch point giving both customer and bank instant insight and control in the process. The Web-based mid office portal offers benefits in terms of efficiency in adapting new business processes on the go. The open services platform integrates with any external service like KYC checks, passport validation, PFM, etc. or any external banking services requested. Clients deploy the technology through a portal in a number of pre-defined flavours: full retail and SME banking, savings bank, private banking or micro finance.

 

Download our latest whitepaper: PSD2 - A Marketplace Banking Opportunity

After the crisis in 2008, European legislators introduced the Payment Services Directive 2 (PSD2), the successor of PSD1, which became law in European member states in 2009. PSD2 entered into force in January, 2016.

For banks PSD2 goes much further than a challenge for compliance management. Acting on PSD2 means moving into accelerating towards the API Economy, where APIs are the connection points that give third-party providers access to banks’ databases. 

Moreover, PSD2 brings new opportunities. It offers the unique chance to embrace open banking and become the hub that brings new services together.

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Download our whitepaper on Marketplace Banking for SMEs

Following our first whitepaper on Marketplace Banking, Five Degrees have issued a whitepaper explaning the opportunities that Marketplace Banking brings to the small and medium sized enterprises (SME) market. This segment has been underserved by banks for a long time, leading to SME's searching for alternative financing sources. Banks that adopt the concept of Marketplace banking can use the fintech ecosystem to serve the SME market to its needs. They just have to invest in having the right application infrastructure in place to enable these services for their clients. 

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Five Degrees whitepaper - PSD2: a Marketplace Banking Opportunity

 

 

 

  

 

 

Five Degrees whitepaper - Marketplace Banking for SMEs

Featured

Robo-advisor service Munnypot announces industry partners

Robo-advisor service Munnypot announces industry partners

Published on 12/22/16 08:06:46 AM

[PRESS RELEASE] Munnypot (www.munnypot.com) soft launches robo-advice service to help those trapped in UK’s financial advice gap1, with backing of world-class partners 
London – 21st December 2016 – Munnypot, a new service offering affordable online financial advice, today announces it has soft launched, with the backing of respected industry partners. Munnypot is a robo-advice and investment service that anyone can use to get straightforward financial advice in a language they can understand, at a fraction of the cost of a financial adviser or wealth manager. Munnypot soft launched to...

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The New Bank is a Financial Supermarket

The New Bank is a Financial Supermarket

Published on 12/19/16 11:13:57 AM

On December 7, 2016, the Dutch financial newspaper "Het Financieele Dagblad" published an article titled "The new bank is a financial supermarket". "... In a highly competitive and innovative Dutch Fintech scene, Five Degrees stands out as a young IT organization that is getting the better of major international players, no only in but also, and increasingly often, outside the the Netherlands. A state-of-the-art application for the banking sector, a challenging Dutch market and a clear vision on the future of banking make Five Degrees an exceptional Dutch export product. The company assists...

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Growth acceleration for Fintech 50 company Five Degrees

Growth acceleration for Fintech 50 company Five Degrees

Published on 11/28/16 13:03:35 PM

  [PRESS RELEASE] Five Degrees, a fintech leader delivering next generation financial technology for digital banking, has taken an important step forward in its growth strategy with an investment of € 10 million. This investment is from a new investor Karmijn Kapitaal and from existing shareholders 5Square and Velocity Capital. This new round of investment will enable Five Degrees to further implement its growth strategy focusing on product development and international expansion. Earlier this year, Five Degrees was elected as one of the top 50 FinTech game changers in Europe. The company...

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Quick response to new opportunities

Quick response to new opportunities

Every day changes and challenges arise. Respond fast to new compliance and regulation, introduce new products and services when the customers need them. Be the first mover.

Customer engagement at work

Customer engagement at work

Customers expect to bank anytime, anywhere and in any way they like, realtime and in full control over their financial affairs. Offer them that service, be pro-active and transparent in every contact and channel.

Build or buy now, use for decades

Build or buy now, use for decades

Agile does not mean fragile – native SOA designed software is robust, scalable and flexible for a variety of deployments. Cloud and SaaS based services approach the banking world too and can bring significant benefits for years to come.

Processes as the carrier for the customer experience

Processes as the carrier for the customer experience

In every bank efficient processes are key to maximise customer experience, conversion and reduce cost. Design and change your workflows easily and optimise your business.

Connect the world to your bank

Connect the world to your bank

Third party relationships are here to stay, you need them to create efficiency or to be a top player in a particular segment. Build your own eco system that gives your customers what they need with a click and connect modern infrastructure.

 

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